Business verification
Comprehensive Business Verification, records, financials and credit in one report
VerifyAll’s fullest report on a business in India: company information, financial details, compliance checks, charges, credit ratings and dues to MSME suppliers, plus the business’s commercial credit report and filed MCA documents, with PAN, Udyam, directors, AML screening and court records.
Not extending credit? The lighter report is Basic Business Verification.
One-time ₹100.00 wallet credit for business accounts once approved. Every check is charged from your wallet at its own rate, and some checks cost more than ₹100.00.
Watch the 60-second guide
A distributor asking for 60 days' credit.
Comprehensive Business Verification, from the VerifyAll Video Guides. Captions: CC in the player.
How it works
From business details to one report in six steps
Comprehensive Business Verification is one request in your VerifyAll dashboard: enter the business’s details, confirm its consent to the credit report, and every check comes together in one report.
- Step 1
Log in to VerifyAll
A business account signs in to its VerifyAll dashboard.
- Step 2
Open Comprehensive Business Verification
Choose it from the background verification checks.
- Step 3
Enter the business details
Name, type, address and PAN, plus the CIN for a private or public limited company.
- Step 4
Confirm consent
Confirm the business has agreed to its commercial credit report being pulled.
- Step 5
Open the report as it fills
Most checks, the credit report included, finish in minutes. Court records take about 4 hours and MCA documents 6 to 8 hours.
- Step 6
Download or share
Download the PDF, or share it by link, email or WhatsApp. We email you when it is complete.
Understanding comprehensive business verification
What is Comprehensive Business Verification?
Comprehensive Business Verification is VerifyAll’s fullest report on a business. It is built for decisions where money is at risk: credit terms for a distributor or client, a large supplier contract, a lending or investment decision.
It includes everything in Basic Business Verification (business records with company information, financial details, compliance checks, GST and PF filing history, dues to MSME suppliers, charges, credit ratings and defaulter lists on record; PAN, Udyam, directors, AML screening and court records) and adds the business’s commercial credit report and, for a company with a CIN, its filed MCA documents. Credit behaviour flows into the AI summary and the key findings.
Why businesses do it
To see how a business borrows and repays, alongside its records and compliance, before extending credit or signing a large contract.
What it adds to Basic
The commercial credit report, credit findings in the summary, and the company’s filed MCA documents.
Consent first
The credit report needs the business’s consent. You confirm it in the form, and the confirmation is kept with the report.
What you get
An AI summary, key findings on credit and business health, a section per check and a downloadable PDF.
In the report
Every check in Comprehensive Business Verification
Everything in Basic Business Verification, plus the commercial credit report and the filed MCA documents. Each check has its own section and status in the report.
Financial
Commercial credit report
Credit facilities and lenders, sanctioned, outstanding and overdue amounts, days past due, NPA, wilful-default, settled and suit-filed flags.
Credit enquiries and related scores
Credit enquiries in the last 30 days, 12 and 24 months, and credit scores of individuals linked to the business, where reported.
Corporate
MCA documents
The company’s filed documents (annual returns, financial statements, certificates and other filings), for a company with a CIN.
Records
Company information
Company profile, registration status, capital, shareholding, holding companies and subsidiaries.
Financial details
Revenue, profit, net worth and key ratios from the filed accounts, a financial score and a comparison with peers.
Compliance checks
Compliance status, GST registrations and filing timeliness, PF payments and dues to MSME suppliers past 45 days.
Charges and credit ratings
Open charges and borrowings, credit ratings and defaulter lists on record for the business.
Registration & Tax
PAN Verification
Confirms the business PAN and the name on it.
Udyam Verification
The Udyam (MSME) registration linked to the PAN, with its classification.
Screening
Director Information
Directors or designated partners with their roles and appointment dates.
AML / Risk Screening
The business and each director screened against sanctions, PEP, adverse-media and regulatory lists.
Legal & Compliance
Legal Verification
Court records of the business and its current directors.
Summary
AI summary and key findings
Credit behaviour and business health in a plain-language summary, and rule-based findings with the check each comes from.
Basic or Comprehensive
Basic and Comprehensive Business Verification compared
Both reports run the same business checks. Comprehensive adds the business’s commercial credit report and, for a company with a CIN, its filed MCA documents.
| In the report | Basic Business Verification | Comprehensive Business Verification |
|---|---|---|
| Business records: company profile, registration status, capital, shareholding and structure | Included | Included |
| Financial details from the filed accounts: revenue, profit, net worth, key ratios, financial score and peer comparison | Included | Included |
| Compliance checks, GST registrations and filing timeliness, PF payments and dues to MSME suppliers | Included | Included |
| Charges and borrowings, credit ratings and defaulter lists on record | Included | Included |
| PAN verification and Udyam (MSME) status | Included | Included |
| Directors or designated partners, each screened for sanctions, PEP and adverse media | Included | Included |
| AML / risk screening of the business | Included | Included |
| Legal verification: court records of the business and its directors | Included | Included |
| AI summary and rule-based key findings | Included | Included |
| Commercial credit report: credit facilities, lenders, outstanding and overdue amounts, days past due, NPA and wilful-default flags, credit enquiries | Not included | Included |
| Credit scores of the individuals linked to the business, where the credit report has them | Not included | Included |
| Credit behaviour in the AI summary and key findings | Not included | Included |
| Filed MCA documents, for companies with a CIN | Not included | Included |
| Can start without a PAN, from the GSTIN | Included | Not included |
Business records cover what is on record for the business. A business with no entry there still gets its registration details from the other checks in the report. Comprehensive needs the business’s PAN and its consent to the credit report. See Basic Business Verification.
Before you start
What you need to start
A business account, the business’s consent, and a few details. The PAN is needed because the credit report is pulled by name and PAN.
- The business’s name, type and registered address
- Its PAN (Comprehensive does not run from a GSTIN alone)
- The CIN, for a private or public limited company
- The LLPIN for an LLP, if you have it
- The business’s consent to its commercial credit report
- 01Cover with the report reference
- 02AI summary
- 03Key findings: credit behaviour and business health
- 04Business records
- 05PAN verification
- 06Director information
- 07Udyam verification
- 08Commercial credit report
- 09MCA documents
- 10AML / risk screening
- 11Legal verification
- 12Disclaimer
The deliverable
One business report you can keep
- What it contains: an AI summary, key findings on credit behaviour and business health, and one section per check, from the business records to the credit report and MCA documents.
- How businesses use it: as the credit and due-diligence file behind a credit limit, a large contract or a lending decision.
- How to download it: as one branded PDF from the request in your dashboard, or share it by link, email or WhatsApp.
- When it is ready: you can open it while court records and MCA documents are still coming in; we email you when the full report is ready.
Use cases
How businesses use Comprehensive Business Verification
Comprehensive Business Verification is for the decisions where a business’s credit behaviour matters as much as its registration.
Credit terms for distributors
Set a credit limit with the distributor’s credit history in front of you.
Large supplier contracts
Check a critical supplier’s financial health and repayment record.
Business lending
Review a borrower business’s facilities, overdues and court record together.
Trade credit and invoice finance
Check a buyer before you finance its invoices.
Client credit checks
Assess a new client before agreeing long payment terms.
Investment screening
Review a target’s financials, filings and credit behaviour.
Leasing and rentals
Check a business before leasing equipment or premises to it.
Key-account reviews
Run the report again on large accounts to catch new overdues.
Only need the business checks?
Basic Business Verification runs the same business records, PAN, Udyam, director, AML and court-record checks, without the credit report and MCA documents, and can start from a GSTIN.
More than business verification
Complete verification platform for Indian businesses
Every check in a background report is also available on its own. Run one, or run them together — every result lives in one place.
KYC / Individual verification
PAN, Voter ID, Driving Licence, Passport and UAN.
KYB / Business verification
GST, company, Udyam, TAN and director checks.
AML verification
Sanctions, PEP and adverse-media screening.
Legal verification
Court case and litigation history checks.
Vehicle verification
RC, challan and full vehicle legal checks.
Credit reports
Consumer and commercial credit reports.
Employee background verification
Pre-employment BGV for employers, one report per candidate.
Bulk verification
Start many checks at once.
Why VerifyAll
Why businesses choose VerifyAll for business verification
Every check, one report
Records, PAN, Udyam, directors, AML and court records in one business report, with a status per check.
The business, not just its registration
Financials, compliance, charges, GST and PF history alongside the registration details.
Two levels
Basic for everyday vendor and partner checks; Comprehensive when credit exposure is on the line.
Audit-ready records
A branded PDF with a report reference for every vendor, client or counterparty file.
Only need one record? Company verification, GST verification and the commercial credit report run on their own too.
Comprehensive Business Verification — FAQs
Common questions about the Comprehensive Business Verification report on VerifyAll.
Still have questions? Our team is happy to help.
Contact SupportComprehensive Business Verification API
Run this check from your own systems with the Comprehensive Business Verification API, for approved business accounts: the endpoint, fields, use cases and how to get a Sandbox key that is never charged.
Read the guide
Credit Verification for Lending: What NBFCs and Fintechs Should Know
Comprehensive Business Verification API
Run this check from your own systems with the Comprehensive Business Verification API, for approved business accounts: the endpoint, fields, use cases and how to get a Sandbox key that is never charged.
Start Comprehensive Business Verification with VerifyAll
Get a business’s records, financials, compliance and credit report in one report, then explore the rest of the VerifyAll verification platform.
Business accounts get a one-time ₹100.00 wallet credit once approved. Every check is charged from your wallet at its own rate, and some checks cost more than ₹100.00.