Credit reports
Experian Credit Report, pulled in seconds
VerifyAll lets businesses in India pull an Experian credit report with the applicant’s consent — score, accounts, balances, payment history and enquiries — and download it as a single readable PDF.
- 100% accuracy
- Instant verification
- Downloadable report
How it works
From login to credit report in six steps
An Experian credit report on VerifyAll is a guided workflow — you enter the applicant’s details, capture consent, and the report returns instantly.
- Step 1
Log in to VerifyAll
A business signs in to its VerifyAll dashboard.
- Step 2
Enter the applicant’s details
Add the applicant’s name, PAN, date of birth, mobile number and PIN code, and record the applicant’s consent to the credit pull.
- Step 3
VerifyAll pulls the Experian report
The request goes to Experian and the report returns instantly.
- Step 4
Score & summary displayed
The score, account summary and balances appear in your dashboard within seconds.
- Step 5
Full report generated
Accounts, payment history, negative items and enquiries are laid out in one report.
- Step 6
Download the report
Save the credit report as a PDF for the applicant’s file.
Understanding the Experian report
What is an Experian credit report?
An Experian credit report is a consumer credit file from Experian — one of India’s licensed credit information companies. It shows the Experian score along with the person’s loans and cards, their repayment record, secured and unsecured balances, and recent credit enquiries.
On VerifyAll a business enters the applicant’s details, records their consent, and the Experian report returns in seconds — with the score, account summary, balance overview, every account with its status, payment history, negative items and enquiries, ready to download.
Why businesses pull it
To assess repayment behaviour and debt mix before approving a loan, a card or credit terms.
What it shows
The Experian score (300–900), secured vs unsecured exposure, all accounts, payment history and enquiries.
How consent works
The applicant agrees to the pull before it runs, and the purpose is recorded with the request.
When it is used
At loan and card underwriting, BNPL approvals, co-lending checks and periodic portfolio reviews.
The report
What’s in the Experian report
The report is laid out in the same sections every time, so your team reads it the same way for every applicant.
Applicant profile
Name, date of birth, PAN, contact details and IDs as held by the bureau.
Credit score
The Experian score on its published range, with the score band.
Account summary
Total, active, overdue and zero-balance accounts, and total enquiries.
Balance overview
Sanctioned or high credit, outstanding balance and overdue amount.
Credit accounts
Every loan and card: lender, type, ownership, limits, balance and status.
Payment history
Month-by-month on-time and late payments for each account.
Negative items
Written-off, settled or defaulted accounts, or a clean-history note.
Credit enquiries
Recent enquiries with lender, purpose, amount and date.
What it looks like
A snapshot of the report
How the Experian report reads once it is pulled — score, summary, accounts and history in one view.
| Lender | Account type | Sanctioned | Balance | Status |
|---|---|---|---|---|
| Lender A | Housing Loan | ₹50,00,000 | ₹0 | Closed |
| Lender B | Auto Loan | ₹8,00,000 | ₹4,10,000 | Active |
| Lender C | Credit Card | ₹2,00,000 | ₹18,000 | Active |
One dashboard
Run it across every applicant
Whether you check one applicant or a thousand, every credit pull is consent-based, returns in seconds, and lands in one dashboard you can search, filter and export.
- The applicant agrees to the credit pull before it runs, and the agreed terms are recorded.
- The pull is done for a stated verification purpose, captured at the time of the request.
- The report is shared only with the requesting business and, where required, the applicant.
- Reports are handled under a defined retention policy, not kept indefinitely.
- The applicant can be given a copy of the report they consented to.
Use cases
How businesses use the Experian Credit Report
An Experian report is the repayment-behaviour signal a business checks before it extends credit.
Loan underwriting
Assess repayment capacity before approving a loan.
Credit card issuance
Check the score and history before issuing a card.
BNPL & short-term credit
Fast credit checks for buy-now-pay-later approvals.
Co-lending & DSA checks
Verify an applicant before passing them to a lending partner.
Tenant screening
A credit signal alongside identity checks before a lease.
Employee financial checks
Where a role requires it, run with the person’s consent.
Portfolio monitoring
Periodic re-pulls to watch borrower health over time.
KYC + credit in one flow
Combine the pull with PAN and identity verification.
Credit reports
Every bureau, one platform
Pull the report you need — or run more than one. Every credit report also works alongside identity, KYB and background checks on VerifyAll.
Need to pull Experian reports in bulk?
Lenders and platforms running many checks can pull many Experian reports at once with our bulk verification solution, with the same consent capture.
Why VerifyAll
Why businesses pull credit reports on VerifyAll
Pull it in seconds
Enter the applicant’s details, capture consent, and the bureau report returns instantly.
Consent-first
The applicant agrees to the pull before it runs, and the terms are recorded.
One clean report
Score, accounts, balances, payment history and enquiries in a single readable PDF.
Part of one platform
Run a credit report on its own, or alongside identity, KYB and background checks.
Experian Credit Report — FAQs
Common questions about pulling an Experian report on VerifyAll.
Still have questions? Our team is happy to help.
Contact SupportPull an Experian credit report with VerifyAll
Enter the applicant’s details, capture consent, and download the Experian report — then explore the rest of the VerifyAll verification platform.