Credit reports
CRIF Credit Report, pulled in seconds
VerifyAll lets businesses in India pull a CRIF High Mark credit report with the applicant’s consent — score, accounts, credit-history insights, balances and enquiries — and download it as a single readable PDF.
- 100% accuracy
- Instant verification
- Downloadable report
How it works
From login to credit report in six steps
A CRIF credit report on VerifyAll is a guided workflow — you enter the applicant’s details, capture consent, and the report returns instantly.
- Step 1
Log in to VerifyAll
A business signs in to its VerifyAll dashboard.
- Step 2
Enter the applicant’s details
Add the applicant’s first and last name, PAN and mobile number, and record the applicant’s consent to the credit pull.
- Step 3
VerifyAll pulls the CRIF High Mark report
The request goes to CRIF High Mark and the report returns instantly.
- Step 4
Score & summary displayed
The score, account summary and balances appear in your dashboard within seconds.
- Step 5
Full report generated
Accounts, payment history, negative items and enquiries are laid out in one report.
- Step 6
Download the report
Save the credit report as a PDF for the applicant’s file.
Understanding the CRIF report
What is a CRIF credit report?
A CRIF credit report is a consumer credit file from CRIF High Mark — one of India’s licensed credit information companies. It shows the CRIF High Mark Score along with the person’s loans and cards, how long they have held credit, their repayment record, balances and recent enquiries.
On VerifyAll a business enters the applicant’s details, records their consent, and the CRIF report returns in seconds — with the score, credit-history insights, account summary, balances, payment history, negative items and enquiries, ready to download.
Why businesses pull it
To assess repayment behaviour and credit maturity before approving a loan, a card or credit terms.
What it shows
The CRIF High Mark Score (300–900), credit-history insights, all accounts, payment history and enquiries.
How consent works
The applicant agrees to the pull before it runs, and the purpose is recorded with the request.
When it is used
At loan and card underwriting, BNPL approvals, co-lending checks and periodic portfolio reviews.
The report
What’s in the CRIF report
The report is laid out in the same sections every time, including CRIF’s credit-history insights.
Applicant profile
Name, date of birth, PAN, contact details and IDs as held by the bureau.
Credit score
The CRIF High Mark Score on its published range, with the score band.
Credit history insights
Length of credit history, average account age and recent activity.
Account summary
Total, active, overdue and zero-balance accounts, and total enquiries.
Balance overview
Sanctioned or high credit, outstanding balance and overdue amount.
Credit accounts
Every loan and card: lender, type, ownership, limits, balance and status.
Payment history
Month-by-month on-time and late payments for each account.
Negative items
Written-off, settled or defaulted accounts, or a clean-history note.
Credit enquiries
Recent enquiries with lender, purpose, amount and date.
What it looks like
A snapshot of the report
How the CRIF High Mark report reads once it is pulled — score, summary, accounts and history in one view.
| Lender | Account type | Sanctioned | Balance | Status |
|---|---|---|---|---|
| Lender A | Credit Card | ₹1,25,000 | ₹35,000 | Active |
| Lender B | Housing Loan | ₹45,00,000 | ₹28,50,000 | Active |
| Lender C | Personal Loan | ₹3,00,000 | ₹0 | Closed |
One dashboard
Run it across every applicant
Whether you check one applicant or a thousand, every credit pull is consent-based, returns in seconds, and lands in one dashboard you can search, filter and export.
- The applicant agrees to the credit pull before it runs, and the agreed terms are recorded.
- The pull is done for a stated verification purpose, captured at the time of the request.
- The report is shared only with the requesting business and, where required, the applicant.
- Reports are handled under a defined retention policy, not kept indefinitely.
- The applicant can be given a copy of the report they consented to.
Use cases
How businesses use the CRIF Credit Report
A CRIF report is the repayment-behaviour and credit-maturity signal a business checks before it extends credit.
Loan underwriting
Assess repayment capacity before approving a loan.
Credit card issuance
Check the score and history before issuing a card.
BNPL & short-term credit
Fast credit checks for buy-now-pay-later approvals.
Co-lending & DSA checks
Verify an applicant before passing them to a lending partner.
Tenant screening
A credit signal alongside identity checks before a lease.
Employee financial checks
Where a role requires it, run with the person’s consent.
Portfolio monitoring
Periodic re-pulls to watch borrower health over time.
KYC + credit in one flow
Combine the pull with PAN and identity verification.
Credit reports
Every bureau, one platform
Pull the report you need — or run more than one. Every credit report also works alongside identity, KYB and background checks on VerifyAll.
Need to pull CRIF reports in bulk?
Lenders and platforms running many checks can pull many CRIF reports at once with our bulk verification solution, with the same consent capture.
Why VerifyAll
Why businesses pull credit reports on VerifyAll
Pull it in seconds
Enter the applicant’s details, capture consent, and the bureau report returns instantly.
Consent-first
The applicant agrees to the pull before it runs, and the terms are recorded.
One clean report
Score, accounts, balances, payment history and enquiries in a single readable PDF.
Part of one platform
Run a credit report on its own, or alongside identity, KYB and background checks.
CRIF Credit Report — FAQs
Common questions about pulling a CRIF report on VerifyAll.
Still have questions? Our team is happy to help.
Contact SupportPull a CRIF credit report with VerifyAll
Enter the applicant’s details, capture consent, and download the CRIF report — then explore the rest of the VerifyAll verification platform.