KYC / Individual verification
Bank Account Verification, without a test deposit
VerifyAll lets businesses in India confirm a bank account before paying into it: the name on the account and whether it is active, closed, frozen or an NRE account, from the account number and IFSC. No money is deposited. You can also find the bank account and UPI ID linked to a mobile number.
Paying a business? Check its GSTIN first with GST verification.
One-time ₹100.00 wallet credit for business accounts once approved. Every check is charged from your wallet at its own rate, and some checks cost more than ₹100.00.
- Name on account
- RAJESH KUMAR SHARMA
- Account status
- Account active
- Branch
- Nagpur Main
- Name you entered
- Rajesh K Sharma
- Name match
- Match
How it works
From login to verification report in six steps
Bank Account Verification on VerifyAll runs from your dashboard: enter the account number and IFSC (or a mobile number), and the result and report follow in seconds.
- Step 1
Log in to VerifyAll
A business signs in to its VerifyAll dashboard.
- Step 2
Select Bank Account Verification
Choose it from the KYC / Individual checks, then the bank account or mobile number option.
- Step 3
Enter the details
Add the account number and IFSC, or the mobile number. Add the expected name to compare it.
- Step 4
Start the verification
Submit the request. No money is deposited in the account.
- Step 5
Result is displayed
The name on the account, its status and the name match appear in seconds.
- Step 6
View & download the report
Save the report with the vendor, employee or customer payout record.
Understanding bank account verification
What is bank account verification?
Bank account verification confirms that a bank account exists and can receive money, and tells you the name the bank holds for it, before you make a payout, refund or salary payment to it.
On VerifyAll you enter the account number and IFSC. The result shows the name on the account and whether the account is active, closed, blocked or frozen, or an NRE account that cannot be credited in India. Enter the name you expect and VerifyAll scores how closely it matches. Nothing is deposited, so there is no test credit to reverse.
Why businesses do it
To stop payouts going to a wrong, closed or someone else’s account, and to catch payee fraud before money moves.
What it confirms
The name on the account, whether the account is active, closed, frozen or NRE, the bank and branch, and a name match.
No test deposit
The check does not credit a rupee to the account, so nothing shows on the holder’s statement and nothing needs reversing.
From a mobile number
Have only a mobile number? The mobile option finds the bank account and UPI ID linked to it, with the name on them.
What it returns
What a completed check returns
What each option returns, in the dashboard and in the PDF report.
- The name on the account
- Account status: active, closed, blocked or frozen, or NRE
- The bank, branch and IFSC
- A match score against the name you enter (optional)
- From a mobile number: the linked bank account, IFSC, bank and branch
- From a mobile number: the linked UPI ID and the name on it
- 01Cover with the report reference
- 02Summary and verdict
- 03Account details (or bank account and UPI ID)
- 04Name match, when you enter a name
- 05Disclaimer
The deliverable
A verification report you can keep
- What it contains: the masked account number, the name on the account, its status, the bank and branch, and the name match when you entered a name, with the date and time of the check.
- How businesses use it: as proof that a payee’s account was checked before a vendor payment, refund, payout or first salary.
- How to download it: from the result in your VerifyAll dashboard as a PDF, or share it by link.
- Where it fits: keep it with the vendor master, employee file or customer refund record it belongs to.
Use cases
How businesses use Bank Account Verification
Bank account verification is the last check before money leaves the business.
Vendor payments
Confirm a new vendor’s account before the first payment is released.
Employee salaries
Check a new joiner’s account before payroll runs.
Customer refunds
Confirm the refund account belongs to the customer who asked for it.
Gig and partner payouts
Verify delivery partners’ and sellers’ payout accounts at onboarding.
Loan disbursal
Confirm the borrower’s account and name before disbursing.
Insurance claims
Check the claimant’s account before a claim is paid.
Account changes
Re-check when a payee asks to change their bank details.
Marketplace settlements
Verify seller settlement accounts before the first settlement.
More than bank account verification
Complete verification platform for Indian businesses
Businesses rarely need only one check. VerifyAll brings KYC, KYB, background, legal, vehicle, AML, credit and bulk verification together, so every result lives in one place.
KYC / Individual verification
PAN, Voter ID, Driving Licence, Passport, UAN and more.
KYB / Business verification
GST, company, Udyam and director checks.
Background & employment verification
Identity, address, employment and education checks.
Legal verification
Court case and litigation history checks.
Vehicle verification
RC, challan and full vehicle legal checks.
AML verification
Sanctions, PEP and adverse-media screening.
Credit reports
CIBIL, CRIF, Experian and Equifax reports.
Bulk verification
Verify identity and other details at volume.
Checking the person behind the account?
Pair a bank account check with PAN verification for the payee’s name on the PAN, or see every KYC check in one place.
Why VerifyAll
Why businesses choose VerifyAll
Multiple verification services
Run KYC, KYB, background, employment, legal, vehicle, AML and credit checks from one platform.
Built for businesses
Made for teams that verify during onboarding, hiring, compliance and risk workflows.
Verification reports
View and download verification results and reports to keep with your records.
Multiple workflows
Use a single check or a broader verification solution depending on what the business needs.
Bank Account Verification — FAQs
Common questions about verifying bank accounts on VerifyAll.
Still have questions? Our team is happy to help.
Contact SupportRead the guide
How to Verify a Vendor’s Bank Account Before You Pay
Bank Account Verification API
Run this check from your own systems with the Bank Account Verification API, for approved business accounts: the endpoint, fields, use cases and how to get a Sandbox key that is never charged.
Start bank account verification with VerifyAll
Confirm the name on a bank account and whether it can be credited, without a test deposit, and download a report, then explore the rest of the VerifyAll verification platform.
Business accounts get a one-time ₹100.00 wallet credit once approved. Every check is charged from your wallet at its own rate, and some checks cost more than ₹100.00.