Commercial credit report: check a business before you extend credit

When you sell on credit, lend to a company or accept a large purchase order, the question is whether the business pays its obligations. A commercial credit report on VerifyAll gives credit and finance teams a bureau-based view of a business, so the decision is backed by a record rather than a verbal assurance. It is available to approved business accounts.

Who this is for

• NBFC, fintech and lending operations assessing a business borrower
• Finance and credit-control teams setting terms for a new customer
• Procurement teams reviewing a large supplier

Data source

The report is based on credit bureau records for the business you enter. It shows the date and time it was checked and carries a reference anyone can verify.

What a result contains

• The credit information the bureau holds for the business
• The date and time of the check and the report reference

Some businesses have little or no credit history, and then the report is thin or empty. That reflects the bureau record and is not a verdict on the business. Use it together with a Basic Business Verification and a GST check for a fuller picture.

How to run it

1. Sign in to your approved business account at app.verifyall.ai.
2. Open Commercial Credit Report under the credit checks.
3. Enter the business details asked for on the screen and submit.
4. Open the report when it is ready and share it with your credit committee.

Turnaround

This is a report, not an instant lookup. The time depends on the provider.

Price

Each check is charged at its own rate from the prepaid wallet. There is no subscription and no annual contract. The rate card in the signed-in dashboard shows every price.

FAQ

Is this the same as an individual CIBIL report? No. A commercial report is about a business. Individual bureau reports are a separate check, and personal accounts can run them only on themselves.

Can a personal account run it? No. It needs an approved business account.

What if the business has no history? The report may be thin or empty. Rely on other checks and your own terms in that case.

Next step

Register a business account and run your first commercial credit report.